Frequently Asked Questions

A Financial Coach helps clients understand the fundamentals of personal and/or business finance, and then guides them through actions needed for them to achieve their financial goals. Each client receives personalized plans for their specific circumstances. A coach also offers accountability to reinforce and refine those plans along the way. They build livable budgets that allow clients to make progress and enjoy the journey. Ultimately, coaches seek to empower clients to clean up their financial households so that they can pursue the life of their dreams.  A Financial Coach is not a Financial Advisor, and cannot give clients specific investment advice or sell investment products. Financial Coaches connect you with financial information and then give insight on how to apply it to your life.

Money management can feel overwhelming because there are countless resources and approaches. By working with Picture It Personal Finance LLC, you get to learn from somebody who has already experienced a financial transformation. More specifically, clients get help for the following reasons:  

• Overwhelmed by student loan or other debt and can’t seem to make significant progress
• Make “good money” but still seem to rely on credit cards or live paycheck to paycheck
• Worried about how they will handle a financial emergency
• Have multiple major goals and want reassurance that they are applying resources wisely – think debt repayment, home purchase, career transition, big vacation
• Money is a major stressor between within their relationships
• They want to learn about financial independence 
• Business owners have all of that and questions about business budgeting, cash flow, taxes, and paying themselves consistently
• Many have a plan, but can’t seem to stick to it and need accountability

The coaching process is as easy as 1, 2, 3. First, we schedule a FREE Clarity Session to make sure your needs are understood and that I’m the right person to help you. Second, we cover the details of coaching – how we meet and the frequency that best serves your needs. I also share payment information and the Coaching Agreement. Third, we schedule our first session. Ahead of this session, I send necessary forms that you must complete so that we can dig right into the heart of the matter once the meetings begin.

Most definitely! I am thrilled to serve individuals across the country. I am well versed at hosting virtual meetings. All we need is a computer/cell phone and the internet. Web conferencing is an option for all of my sessions. If you’re camera shy, no worries! I’m happy to work over the phone as well.

Chances are good you’ve already tried. There is a lot of information at our fingertips. It can be overwhelming, and frankly, boring to many people. But not to me! I love personal finance. I study it for fun and take it in like other people drink water. I can then provide you with the information that is the most important for you.

A great comparison is seeing a personal trainer or nutritionist. We could all hit the gym or follow a meal plan from the internet, but many of us don’t. Or maybe we do, but not consistently. So we hire personal trainers and nutritionists to tailor plans for our specific goals and to give us accountability, motivation, and insight.

It’s wise to get help from somebody who as a passion for managing money. There’s no shame in seeking support and guidance form the people best equipped to give it!