Living Off One Income

Some people believe that in today’s day it’s impossible for the average middle class family to live off of one income. I’m not one of those people. Whether your goal is to become a stay at home parent or to experience a career change – you can work your finances such that you make yourContinue reading “Living Off One Income”

Recommended Reading to Improve Your Life and Money

I often recommend books for personal finance and life change. There are so many to choose from! I can’t share every book I’ve read, so below is a list of the ones I often reference while coaching.  The images below are clickable and will take you to Amazon. I may receive a commission when you clickContinue reading “Recommended Reading to Improve Your Life and Money”

Debt Repayment Strategies

Mark Cuban said, “Pay off your debt first. Freedom from debt is worth more than any amount you can earn.” I must admit that I agree with him – especially in regard to consumer debt! Your greatest wealth building asset is your income, so it’s important to have it fully at your disposal and notContinue reading “Debt Repayment Strategies”

Four Tips For Keeping a Budget

Budgeting advice is often cut and dry.  Write out all your expenses and then pay them on time – oh, and don’t overspend in any category but stick to that written plan! That’s easier said than done. However, with a shade more advice it really can be super easy to keep to your budget.  Here are myContinue reading “Four Tips For Keeping a Budget”

Do you know about the FIRE Movement?

I was first introduced to Financial Independence, Retire Early (FIRE) by a YouTuber named Mina Irfan. Ironically, I stumbled across her content while researching Louis Vuitton handbags.  Picture it, I’m in debt up to my eyeballs, and I’m shopping for a $1200 purse.  It’s ridiculous, and absolutely true. I wasn’t a dummy, I swear! Heck, my bachelorsContinue reading “Do you know about the FIRE Movement?”

Conversation Starters: Talk Money with your Partner

Frequently in relationships, one person is more inspired to clean up finances and communicates it with such enthusiasm that their partner is likewise convinced.  This process may be quick or may take some time. Once I had my paradigm shift and strongly desired to become debt free, it took about six months for my husband andContinue reading “Conversation Starters: Talk Money with your Partner”

Tips for Handling Variable Income

Some people’s paychecks all look the same, and some people’s paychecks don’t. Those of you who work in sales or are self-employed likely understand exactly what I’m talking about.  When you are in a sales or entrepreneurial role, you usually experience variable income.  This makes budgeting harder, but also more important. The added complexity of irregular incomeContinue reading “Tips for Handling Variable Income”

Prepare for Lay Offs

I saw a meme last week that said, “The words ‘Coronavirus is gone’ is starting to sound a lot like ‘You’ve won the lottery!’”  From day to day, coronavirus continues to affect our decisions.  People have changed how they work, shop, exercise, socialize, and worship.  Many businesses are dramatically impacted.  Some have closed down permanently, and others are reducingContinue reading “Prepare for Lay Offs”

My Dave Ramsey Update: Stick to Your Plan

Earlier this year I found Dave Ramsey on YouTube.  I didn’t follow his plan 100% since my husband and I had developed our own plan after we took a hard hit when the real estate bubble burst.  However the more I turned to Dave’s channel for inspiration on our financial goals, the more I felt compelledContinue reading “My Dave Ramsey Update: Stick to Your Plan”